Reader’s Question: I am a bit uncomfortable on being probed, I feel like a frog being examined. Why am I required to take medical exams in Rio Rancho New Mexico NM when I apply for life insurance? Riley Rio Rancho, NM Yeah, those frogs sure go through a lot, right? I wonder if they go [...]

Reader’s Question: I am so scared to get a life insurance because I know that I would have to undergo medical exam during the application process. I am very very scared of needles! What should I do? Can I have insurance with no medical exam requirement? Michelle Albuquerque, NM Definitely, you never run out of [...]

Reader question: How can I get out of smoker life insurance rates in New Mexico? Perry Well, Perry, Smoker life insurance rates in New Mexico are drawn from two things: how you answer the smoking question on your application for life insurance coverage, and what the test results of your urine sample come back as [...]

Reader question: Are no exam life insurance rates in New Mexico lower than rates by companies that do medical exams? Marta Great question, Marta. No exam life insurance rates in New Mexico have one thing in common–they’re inflated because they don’t take into account any kinds of medical conditions the policy holder has. By giving [...]

Reader’s Question: I learned from my insurer that I need to take a medical exam and wait for the results before I finalize my life insurance application in Albuquerque New Mexico. What if I don’t want to wait for this? Is there no faster way of getting life insurance? Arabella Albuquerque, NM Definitely, Arabella, insurance [...]