Reader’s Question: I would really like to know how I can lower my Life Insurance costs here in New Mexico. Thanks! Alaine Albuquerque, NM There is no denying the fact that life insurance policies can be quite expensive to maintain, but there probably is a good reason for you to get one, so it is [...]

Reader’s Question: What is a death benefit and how is it calculated? If I get a whole life insurance policy in Albuquerque New Mexico NM, will I be entitled to death benefits? Marissa Albuquerque, NM Death benefit is the amount of money you are entitled to which you can either get as a lump sum [...]

Reader’s Question: Whole life insurance appeals to me and I want to get one in Las Cruces New Mexico NM. Do you think this is okay? Addison Las Cruces, NM I can’t find an iota of a reason why it should be otherwise, Addison. Whole life insurance has a whole range of benefits, which I’ll [...]

Reader’s Question: I recently relocated to Albuquerque New Mexico NM and it seems very different from where I was in Washington. I’m wondering if life insurance policies here will be the same in other places. What do you think? Carson Albuquerque, NM Oh, so you are still adjusting to your new environment, Carson? I bet [...]

Reader’s Question: Will it be possible for me to name someone other than a relative as the beneficiary of my life insurance policy in Santa Fe New Mexico NM? It might be typical for an individual to name his or her spouse, child, parent, or other relative as the life insurance beneficiary, non-relatives can also [...]

Reader’s Question: I have a had a few doctor’s visits with my COBRA in New Mexico. If it runs out, I plan to convert to an individual insurance. Will it reduce my premium if I do not reveal my history of claims? Do I have to undergo the normal application procedure like filling out a [...]